Impact that insurance coverage can have on a health consumers use of care resources and what potential policy solutions could affect this going forward
For this discussion, you will consider the following questions about the impact that insurance coverage can have on a health consumer’s use of care resources and what potential policy solutions could affect this going forward. In your initial discussion response address the following:
Do you think that health insurance can lead to consumers “purchasing” unnecessary or excessive health care services?
How might health care coverage affect a health consumer’s stake in the “quality” and “effectiveness” of the services received?
What can be the impact of consumer “cost-sharing” on both of these issues?
What would be the best coverage design to encourage proper use while discouraging improper use?
Do you think that current insurance designs achieve this “sweet spot” and if not, what could be done to get there?
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