Individual health insurance plans and policies

Individual health insurance plans and policies

Currently, individual health insurance plans and policies are much more expensive and may not offer the same services as group insurance. However, in most states, the law does not allow people to form a group for the purpose of getting health insurance.

For this assignment, you will write a one- to two-page paper in APA Style format with at least two references outlining your ethical justification for the following items:

Should individual policies cost the same as group policies?
How should the financial responsibility be handled for insurance coverage?
Justify your position for at least two of the following options:

Citizens should hold the sole financial responsibility of insurance coverage.
Employers should fully cover all employees’ insurance cost with the employee paying nothing.
Employers should cover the employee’s insurance cost with the employee paying a portion.
The government should be responsible for providing insurance coverage for all citizens.

Answer preview for Individual health insurance plans and policies

Individual health insurance plans and policies

Access the full answer containing 290 words by clicking the below purchase button.